“You have gone above and beyond to help make this process a complete success!”
Working with Cathy and her team was a true pleasure (which sounds crazy since selling and buying a home at the same time is probably just as enjoyable as a root canal!). We were able to sell our house in Highland Creek in less then 3 weeks for full asking price. This was especially great since we had previously interviewed two other agents that said our house should be priced $10k less. I truly believe that Cathy’s experience and knowledge of houses in our area helped achieve the right sale price. In a short time, we found a beautiful house in Davidson and agreed to a sales price but after inspection and appraisal Cathy and her team were able to reduce the price by 35k. Thank you so much Cathy, Michelle, Don and the rest of the Allen Tate team. You have gone above and beyond to help make this process a complete success!
“I would recommend her to EVERYONE”
It was like having your best friend help you find a house. She is a great easy going person to work with. As we changed our minds of what we were looking for, she rolled with it. We looked at homes from Lincolnton to Kannapolis & lots of places in between. She was very accommodating. We met with her when it was convenient for us. We wanted a place we could have chicken along with maybe some other animals & she made the calls to find out if that was possible for each home we were interested in. She was also super helpful to bounce ideas off of when we were looking at the houses. I loved that it was not just about the sale of a house to her. Nicole is awesome & I would recommend her to EVERYONE!
“Worked with me as if I was her only client”
Nicole was attentive to my needs to have an animal friendly house. Further she was extremely helpful in the process of obtaining a mortgage from a very difficult lender to deal with. Nicole worked with me as if I was her only client. Very close and honest relationship. I would certainly use Nicole again.
“The absolute best realtor in the business”
Cathy and her team are the preeminent experts in the realty business. From the moment we met Cathy to our closing date, Cathy walked us through the entire selling and buying sides of the process. She kept us informed and up to date on all goings on and had our best interests at heart 100% of the time. I will be recommending Cathy and her team to all of my friends and associates who are in need or want the absolute best realtor in the business.
“Our home was under contract in 4 days”
Cathy came to our house and told us what to expect. She made the selling of our home an absolute breeze. We had offers the 2nd day on the market! Our home was under contract in 4 days! I would definitely would use her again.
The mortgage market is ever changing, several years ago many changes went into effect that affected many people in qualifying for a loan. Most of the changes that were implemented were needed, some made it so good quality clients could not purchase homes. In the recent months there have been some changes that were good common sense decisions.
Fannie Mae and Freddie Mac will now allow debt to income up to 50% VS prior 45%
Appraisal valuations can hit on purchase loans so no appraisal needed in some cases
Possibility of 1 year tax returns for self-employed borrowers
A customer might not have to provide any income verification if there company reports to “The work number”
Student loans can now use a payment of “Zero” if they are on an income based payment plan
Jumbo loans up to 90% LTV
In the coming months the agencies will also be enhancing there “Day One Certainty” which will allow more clients to qualify and have a much more streamlined process to get a mortgage!
Sales History & Footprint
Our team has deep knowledge and experience from Lake Norman, NC to Rock Hill, SC and everywhere in between. We have 6 state-of-the-art team offices.
Testimonials Say It Best
Thank You. We are very proud of our hard work, our achievements, and our incredible clients who make it all possible.
Award-Winning Team Roster
We are a family through and through. We love working together to achieve great things for our clients and great things together as a team.
State of the Art Team Offices
To provide the highest level of services, we utilize the newest technology and most state-of-the-art offices to support our team.