It all started a long time ago, with a crazy dream of selling thousands of homes, making lots of people happy, and possibly earning a living doing so. Well it turns out not to be exactly that easy!
In 2000, Andy followed his wife Amy’s footsteps into the real estate profession, joining Allen Tate Realtors and that was where it all began. After the birth of their first child, Amy stepped away from real estate and Andy continued to build his business.
A few years later, Andy met Debbie Hooker, co-founder of the team, while they were on call-time at their current Providence Road Office assisting walk-ins and callers with their real estate needs. Debbie had recently relocated to Charlotte with her family and loved the area and her agent so much, that she decided to explore the real estate profession. After discussions with friends, family, and her agent Judy, it was clear that this was definitely the career she wanted to pursue. During their call time, Debbie received a great seller call looking for a top producing team to interview along with other companies they were interviewing. Debbie looked over at Andy, asked if he would assist her to help win this listing and Andy said definitely.
They competed against several long-time veterans in the industry and did their very best and low and behold won the business and the rest is history.
Andy and Debbie, sharing similar goals and priorities decided focusing on each other’s skill sets and partnering up was the best way to serve their clients and grow their business. So, they hired their first assistant and their business started to grow. In addition to their general real estate business, they were also hired by a local builder to be their sales team, further expanding their clientele and the need to grow. They came to the decision of whether to bring on more staff, or expand their partnership into a team which was a new concept in the industry. They agreed that a team was the best approach to best serve their clients and reach their long term goals. In 2008, while the market was declining, Andy and Debbie had the opportunity to open their second team office in Baxter Village and did so without question. In 2010, they reached out to a close colleague and professional stager they had been working with for years, that they were expanding and to consider joining their team as a sales agent. Kim Trouten, having already had her license and also considering real estate sales immediately agreed.
Reaching new sales goals and awards, Andy and Debbie were again looking for great team members to join and continue to grow the team. Chris Makowski joined the team from Allen Tate’s Client Relations division where he assisted all website customer inquiries with their needs. Chris decided to join the team to assist with client support and as an agent assistant. April Harbin joined shortly after as an experienced agent in the industry, strengthening their sales team. In 2013, Kathryn Miller, a 15 year veteran joined the team with her assistant Roxanne Slye bringing a wealth of experience to the team.
From that point, the team kept growing and morphing to best focus on every partner’s talents. The team believes a team can achieve much more than an individual agent, and their clients do as well. This philosophy has led them to where they are today. In 2015, the team consists of 20 total agents and staff – working together to bring the most value to their clients!
State of the Art Offices
We utilize the newest technology and most state of the art offices to support our team.See Our Offices
The mortgage market is ever changing, several years ago many changes went into effect that affected many people in qualifying for a loan. Most of the changes that were implemented were needed, some made it so good quality clients could not purchase homes. In the recent months there have been some changes that were good common sense decisions.
Fannie Mae and Freddie Mac will now allow debt to income up to 50% VS prior 45%
Appraisal valuations can hit on purchase loans so no appraisal needed in some cases
Possibility of 1 year tax returns for self-employed borrowers
A customer might not have to provide any income verification if there company reports to “The work number”
Student loans can now use a payment of “Zero” if they are on an income based payment plan
Jumbo loans up to 90% LTV
In the coming months the agencies will also be enhancing there “Day One Certainty” which will allow more clients to qualify and have a much more streamlined process to get a mortgage!
Sales History & Footprint
Our team has deep knowledge and experience from Lake Norman, NC to Rock Hill, SC and everywhere in between. We have 6 state-of-the-art team offices.
Testimonials Say It Best
Thank You. We are very proud of our hard work, our achievements, and our incredible clients who make it all possible.
Award-Winning Team Roster
We are a family through and through. We love working together to achieve great things for our clients and great things together as a team.
State of the Art Team Offices
To provide the highest level of services, we utilize the newest technology and most state-of-the-art offices to support our team.