Meet Nicole

Originally from New Jersey, Nikki moved to Charlotte to be closer to her family and after falling in love with the area. Having always been in sales before entering Real Estate…
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Nicole Occhiato

Originally from New Jersey, Nikki moved to Charlotte to be closer to her family and after falling in love with the area. Having always been in sales before entering Real Estate, Nikki has a strong understanding of how to bring people together. Relocating to Charlotte gave Nikki the opportunity to work with her aunt, Cathy Staskel, which had been something she had wanted for years.

Nikki is passionate about being the best at anything she does while staying unique and true to herself.

Her goal to to ensure every client feels as though they are her only client and that all their needs are met. The greatest compliment Nikki can receive is when her clients tell her how enjoyable and stress free she helped make the buying or selling process. Her clients describe her as enthusiastic and straightforward.

Having relocated from New Jersey, Nikki has a strong background in relocation and understands the transition and the difficulties of moving to a new city. When not working, you will find Nikki spending time with her husband Sam either seeing the latest movie, or just hanging with the family!

The mortgage market is ever changing, several years ago many changes went into effect that affected many people in qualifying for a loan.  Most of the changes that were implemented were needed, some made it so good quality clients could not purchase homes.  In the recent months there have been some changes that were good common sense decisions.

Fannie Mae and Freddie Mac will now allow debt to income up to 50% VS prior 45%

Appraisal valuations can hit on purchase loans so no appraisal needed in some cases

Possibility of 1 year tax returns for self-employed borrowers

A customer might not have to provide any income verification if there company reports to “The work number”

Student loans can now use a payment of “Zero” if they are on an income based payment plan

Jumbo loans up to 90% LTV

In the coming months the agencies will also be enhancing there “Day One Certainty” which will allow more clients to qualify and have a much more streamlined process to get  a mortgage!

Sales History & Footprint

Sales History & Footprint

Our team has deep knowledge and experience from Lake Norman, NC to Rock Hill, SC and everywhere in between. We have 6 state-of-the-art team offices.

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Testimonials Say It Best

Testimonials Say It Best

Thank You. We are very proud of our hard work, our achievements, and our incredible clients who make it all possible.

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charlotte at night

Award-Winning Team Roster

We are a family through and through. We love working together to achieve great things for our clients and great things together as a team.

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State of the Art Team Offices

State of the Art Team Offices

To provide the highest level of services, we utilize the newest technology and most state-of-the-art offices to support our team.

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