With a reputation for placing clients’ needs, goals and objectives at the forefront of every transaction, Carla provides exceptional negotiation and management skills in combination with in-depth knowledge of area neighborhoods and the Charlotte real-estate market.
Carla leads the way with personal qualities, professional strengths and skills, bringing buyers and sellers an insurmountable amount of service, dedication and respect. Known for her patience, listening skills and ability to understand and empathize, Carla is esteemed by her clients and colleagues for attention to others’ needs in even the most challenging property purchase or sale.
Carla is praised for client satisfaction and effectiveness – from property search or listing, through escrow and closing.
The mortgage market is ever changing, several years ago many changes went into effect that affected many people in qualifying for a loan. Most of the changes that were implemented were needed, some made it so good quality clients could not purchase homes. In the recent months there have been some changes that were good common sense decisions.
Fannie Mae and Freddie Mac will now allow debt to income up to 50% VS prior 45%
Appraisal valuations can hit on purchase loans so no appraisal needed in some cases
Possibility of 1 year tax returns for self-employed borrowers
A customer might not have to provide any income verification if there company reports to “The work number”
Student loans can now use a payment of “Zero” if they are on an income based payment plan
Jumbo loans up to 90% LTV
In the coming months the agencies will also be enhancing there “Day One Certainty” which will allow more clients to qualify and have a much more streamlined process to get a mortgage!
Sales History & Footprint
Our team has deep knowledge and experience from Lake Norman, NC to Rock Hill, SC and everywhere in between. We have 6 state-of-the-art team offices.
Testimonials Say It Best
Thank You. We are very proud of our hard work, our achievements, and our incredible clients who make it all possible.
Award-Winning Team Roster
We are a family through and through. We love working together to achieve great things for our clients and great things together as a team.
State of the Art Team Offices
To provide the highest level of services, we utilize the newest technology and most state-of-the-art offices to support our team.