Amanda’s spark for Real Estate began after seeing her family’s passion and success in the industry. Even after attending school for nursing, she decided to follow the path of her family and enter the world of Real Estate.
Having a passion for helping people, Amanda feels real estates gives her an outlet to do so.
Being a new mom, Amanda relates to new parents, growing families, and first time home buyers. Having made many moves herself, she has intimate knowledge and understanding of the stress of moving and works tirelessly to make sure her client’s move is as stress free as possible.
Amanda moved to North Carolina for nursing school and met her husband here. In her rare free time, Amanda spends time with her baby, husband, and golden retriever. They love doing arts and crafts, taking pictures, and visiting the beautiful parks in the Concord area.
The mortgage market is ever changing, several years ago many changes went into effect that affected many people in qualifying for a loan. Most of the changes that were implemented were needed, some made it so good quality clients could not purchase homes. In the recent months there have been some changes that were good common sense decisions.
Fannie Mae and Freddie Mac will now allow debt to income up to 50% VS prior 45%
Appraisal valuations can hit on purchase loans so no appraisal needed in some cases
Possibility of 1 year tax returns for self-employed borrowers
A customer might not have to provide any income verification if there company reports to “The work number”
Student loans can now use a payment of “Zero” if they are on an income based payment plan
Jumbo loans up to 90% LTV
In the coming months the agencies will also be enhancing there “Day One Certainty” which will allow more clients to qualify and have a much more streamlined process to get a mortgage!
Sales History & Footprint
Our team has deep knowledge and experience from Lake Norman, NC to Rock Hill, SC and everywhere in between. We have 6 state-of-the-art team offices.
Testimonials Say It Best
Thank You. We are very proud of our hard work, our achievements, and our incredible clients who make it all possible.
Award-Winning Team Roster
We are a family through and through. We love working together to achieve great things for our clients and great things together as a team.
State of the Art Team Offices
To provide the highest level of services, we utilize the newest technology and most state-of-the-art offices to support our team.